News & Insights

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Miscellaneous Professional Liability and Your BOP

Miscellaneous Professional Liability (MPL) provides coverage for liability and defense costs from claims related to professional services. A standard BOP excludes coverage for most operations that fall under professional services, leaving businesses that provide professional services to their customers with a potential gap in protection. To help bridge this gap, C&F Digital Partners offers MPL as an optional coverage.

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Business Personal Property: Are You Fully Covered?

Business Personal Property (BPP) coverage is an essential component of your Business Owners Policy (BOP). This coverage is key to getting your business back up and running quickly in the event of a covered claim. But how much do you need? And what exactly is considered business personal property?

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Protect Your Bottom Line with a Business Owners Policy

As an accountant, your clients rely on your financial expertise to protect and grow their business. When it comes to your own firm, make certain your bottom line is protected with a Business Owners Policy (BOP).

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Keep Your Medical Office Healthy with a BOP

As a medical professional, you’re committed to keeping your patients healthy. And as a small business owner, the well-being of your practice is also a top priority. A business owners policy (BOP) bundles property and general liability coverage, providing peace of mind that your office is as well cared for as your patients.

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What is an Additional Insured?

Your Business Owners Policy (BOP) provides coverage for the business owner and persons or entities that have an ownership or legal relationship with each other.  An important option is the ability to add an “Additional Insured” to your quote or policy. What does this option mean? And what are the different types of additional insured endorsements?

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Cyber Liability

With more people working from home, cyber attacks are on the rise and criminals are targeting businesses of all sizes. As the threat continues to escalate, research indicates that small businesses are often the most prone to attacks.

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ERPI

Employment-Related Practices Liability Insurance

Available as optional coverage to your Business Owner’s Policy, Employment-Related Practices Liability Insurance (EPLI) can protect your reputation and finances in the event that you face a lawsuit from an employee or prospective employee. The coverage is particularly important for small businesses, which are often even more vulnerable to these sorts of claims than larger businesses.

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Equipment Breakdown Insurance

Selecting business insurance coverage can be a weighty decision for many small business owners, particularly when it comes to optional coverage. Equipment Breakdown insurance is one instance where the benefits of having this coverage often far outweigh the costs.

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The Ins and Outs of a BOP

A Business Owners Policy (generally referred to as a “BOP”) is often the ideal insurance coverage for small to mid-size businesses. Part commercial property, part general liability, a BOP often provides small businesses with the coverage they need at bundled, cost-effective rate.

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