woman working in dress shop - words 'Primary Liability for Freelance & Gig Workers'

For the millions of freelance and gig economy workers, each day brings unique opportunities. Our primary liability coverage is tailored to provide workers with the coverage they need when they need it.

Portfolio Underwriting

Underwriting at platform or group level

  • Hospitality (Hotels and Restaurants)
  • Professional Consultants
  • Emerging business classes

Custom Program Structures Available

  • Risk Purchasing Groups
  • Associations
  • Individual Policy for Staffing Platforms
  • Coming in Q4 – Individual policies for freelance or gig workers

Available Coverage

Non-Admitted Liability including:

General liability – various limit option available up to $1m per Occurrence
Optional coverages

  • Miscellaneous Professional Liability
  • Liquor Liability (contingent or incidental only)
  • Hired and Non Owned Auto (incidental only)
  • Blanket Additional Insured
  • Primary and Non Contributory Wording
  • Waiver of Subrogation

Additional Information

  • Minimum Premium $15,000
  • Coverage can be Auditable or Non-Auditable
  • Monthly Reporting Available
  • Must be issued to Surplus Lines-Licensed Producer

Currently Outside of Underwriting Appetite
(not all inclusive):

  • Construction (commercial or residential)
  • Medical or Health providers (patient care)
  • Life Sciences
  • Pharmaceuticals or Nutraceuticals
  • Special Events
  • Delivery or “Wheels-Related” Operations